Coverage made clearer

Insurance we accept

Home health coverage can feel complicated. Our intake team verifies eligibility and benefits and explains any expected charges before care begins.

Plan participation information current as of June 2026

Coverage depends on your plan and eligibility

Beacon In Home Health participates with Original Medicare and a range of Medicare Advantage, commercial, military, workers' compensation, auto, and national PPO arrangements. Participation can vary by plan and product, so please call us to confirm current coverage.

Original Medicare For eligible patients, Original Medicare pays 100% of covered home health services. Medical equipment and noncovered services may involve costs.

Participating plans and networks

Medicare

  • Original MedicareTraditional Medicare Part A and Part B home health benefit
  • Medicare PFFSMedicare Private Fee-for-Service plans

Medicare Advantage

  • AetnaHome health benefit managed by Carelon Post Acute Solutions
  • WellMedAll WellMed plans; manages certain UnitedHealthcare and AARP Medicare Advantage plans
  • UnitedHealthcare / AARPPPO plans only
  • HumanaHMO, PPO, and PFFS; excludes HMO plans managed by Conviva
  • AvMed, CarePlus, Cigna, Devoted, and Simply HealthcareHome health benefit managed by Integrated Home Care Services (IHCS)
  • WellCareMedicare Advantage
  • Freedom Health / Optimum HealthCareMedicare Advantage, dual-eligible, and SNP plans
  • Gold Kidney Health PlanMedicare Advantage

Provider-sponsored and institutional plans

  • AdventHealth Employee PlanEmployer health plan administered by Aetna
  • Florida Hospital / Disney PlanHMO plan administered through Cigna
  • Health FirstMedicare Advantage and Individual & Family plans
  • Florida Complete CareLTC Medicare I-SNP, EI-SNP, and D-SNP arrangements

Commercial and military

  • Sunshine Health - AmbetterCommercial Exchange plan
  • TRICAREMilitary health plan administered by Humana Military

Workers' compensation and auto

  • Optum Workers' Comp & AutoOptum / Procura provider network
  • MTI AmericaWorkers' compensation policies
  • ParadigmWorkers' compensation for catastrophic and complex care

National PPO networks and other payment options

  • MultiPlan / PHCS (Claritev)Look for the PHCS or MultiPlan logo on the member ID card
  • Provider Network of America (PNOA)Formerly America's Choice Provider Network (ACPN)
  • Private pay and private insurancePlease call our intake team to discuss options

Have a referral or coverage question?

Our intake team can verify benefits and help patients, families, physician offices, hospitals, and other referral partners understand the next step.

Important: This information reflects Beacon In Home Health's participation records as of June 2026 and is subject to change. Participation may vary by plan, product, network, location, and individual benefit. Inclusion on this page does not guarantee coverage, authorization, or eligibility. Beacon In Home Health verifies eligibility, benefits, and expected charges before care begins. Services require an order from a physician or other qualified practitioner and must meet applicable eligibility and clinical criteria.